RAM Marketplace & Programs

​RAM's member marketplace features programs that can help your business save money. We offer a wide variety of goods and services utilized by the restaurant and hospitality industry every day. In addition to RAM membership benefits, our partners understand your business challenges and are available to help our members.

 

Cost-Saving Programs:

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Workers' Comp Insurance

RAM is the most trusted name for Workers' Comp Insurance for restaurants and foodservice businesses.

Get a Quote

 

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Food & Beverage Insurance

Food and Beverage Insurance Services (FBIS), administered by Maury Donnelly & Parr, is a one-stop shop for all business insurance needs. Created in partnership with RAM, this platform provides comprehensive and affordable insurance solutions customized for your business needs. While brokering your insurance, FBIS offers various risk management services to ensure your company can operate efficiently and successfully.

MDP Insurance Options

 

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SECU - Credit Union

RAM members are eligible to join SECU's Bank at Work program for FREE, which offers resources for their employees such as Checking & Savings accounts, Direct Deposit, Credit Cards, Auto loans, Financial Literacy and more. 

SECU for Employers SECU for Employees

 

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NRA Health Care HQ

As a member of the National Restaurant Association and participating State Associations, you have access to a suite of affordable health care insurance offerings to meet the diverse needs of employers, employees and their families.

Health Care HQ

 

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Telehealth Appointments

Virtual access to doctors and therapists anytime by app, phone, or video - with $0 copay & unlimited visits

​RAM members can offer this service to employees for $9/month for unlimited virtual visits. If your employer does not offer this service, individuals can sign up through RAM for $14/month. Contact Jamie Shipley: 602-427-1880 or jamie.shipley@teladochealth.com

Teladoc

 

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Electricity & Natural Gas

Free energy savings analysis, the ability to lock in rates for 12+ months, and a dedicated local account manager. 

Mike Jahangani at mjahangani@spragueenergy.com

Telephone: 973-202-1735 

Sprague Energy

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Payroll Processing

A Maryland-based full-service payroll and people solutions provider offering tailored payroll and tax filing services, innovative technology, dedicated customer service, and access to tools and resources that support the employee life cycle. Contact: jheffner@kellybenefits.com

Kelly Benefits Payroll

 

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Employee Benefits

Kelly Benefits has evolved into one of the nation’s largest and fastest-growing providers of benefits administration and technology, broker and consulting services, payroll solutions, and more. Contact: jheffner@kellybenefits.com

Kelly Benefits 

 

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Credit Card Processing

Make the sale in-store or online and take credit cards, EMV chip cards, gift cards, mobile wallets, and more. Heartland payment processing is fast, secure, and reliable with fair and transparent rates. Get a free cost analysis now! 

 

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Music Licensing Discounts

Music licensing for bars, restaurants, and other eating and drinking establishments. RAM members save 20%. Download the PDF

BMI Licensing

 

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Legal Services

A corporate law firm that offers comprehensive, affordable legal services to foodservice establishments in Maryland. Free consultations for RAM members. Contact RAM for proper referral: mthompson@marylandrestaurants.com

 

Snippet of labor law posters

Labor Law Posters

Free, printable versions of all of the mandatory and optional Federal and Maryland labor law posters. RAM has no affiliation or partnership with laborposters.org and only provides this information as a resource.

Labor Law Posters 

 

Don't see what you're looking for?  

While the above programs can save your restaurant thousands of dollars annually, we realize that each restaurant has different needs. Be sure to visit our Buyers' Guide to view hundreds of local businesses that serve our restaurant members.

Ready to sign up?  

Become a RAM Member