Employee Benefits $*Kelly Benefit Strategies 301 International Circle Hunt Valley, MD  21030 410-527-3409 Fax: 410-527-3421 Email: dkelly@kaig.com www.kellybenefitstrategies.com Kelly & Associates Insurance Group - insurance administrators, brokers and consultants, specializing in healthcare and now offering payroll and workers compensation services to provide an integrated Total Benefits Solution. Aflac 10111 Colesville Rd Suite 123 Silver Spring, MD  20901 301-585-4990 Fax: 301-592-8193 Email: smh@employee-plans.com www.aflac.com Aflac is the largest US provider of payroll deducted employee-funded benefits. Aflac offers income protection, life, dental and vision for employees and their families. Shannon & Luchs Insurance Agency 400 Professional Dr., Ste. 360 Gaithersburg, MD  20879 301-670-7370 Fax: 301-670-7390 Email: jim@slins.com www.shannonandluchs.com Since 1906, we have become one of the leading insurance agencies in the Baltimore-Washington metropolitan area by offering insurance products and services for restaurants and related businesses. Services include RAM's Self Insurance Worker's Compensatio

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